★★★★★
As a first time homebuyer, Neil and his team made the process less stressful. Im grateful for him guiding me through and answering all of my questions for a great first time experience!
Jackie, Saint Petersburg, FL
LendAid
Mortgage lender · Broward County, FL
Broward County mortgage lender.
From Fort Lauderdale condos to Weston family homes.
Neil Bourdelaise finances homes and condos across Broward County from his Delray Beach office, 20 minutes north of the county line. He has 23 years of experience and focuses on the files that need extra care: coastal condo buildings, self-employed buyers, investors and jumbo purchases.
I'm looking to
More than 575 client reviews on Zillow, LendAid and Google, rated 4.9 stars or higher on every one.
23years in mortgage lending
Top 1%nationally, 14 years (Scotsman Guide)
18states licensed
575+client reviews
What Neil finances in Broward
Coastal condos and growing families.
Broward runs from beachfront condo towers to single-family neighborhoods out west. Neil finances both, and specializes in the ones that don't fit a standard checklist.
Florida condos
Broward Condo Financing
Fort Lauderdale beach towers, Galt Ocean Mile, Hallandale and Pompano Beach buildings. Non-warrantable projects, older buildings with new inspection and reserve requirements, and investor-heavy associations.
Homes and investors
Self-Employed and Investor Loans
Bank statement loans for business owners, DSCR loans that qualify on rental income, and jumbo financing for homes in Las Olas, Lighthouse Point, Weston and Parkland.
Also
Foreign national purchasesJumboNew construction purchasesConventionalFHAVAHELOCsBridge loansConstruction loans
Lending in Broward County
Cities Neil finances across Broward.
East of I-95, most Broward deals involve a condo or a waterfront home, and the building or flood zone can shape the loan as much as the buyer. West of the turnpike, it's family homes, HOAs and a lot of first-time buyers and relocations.
Neil prices both, explains the tradeoffs in plain language, and gives Realtors a pre-approval their buyers can write offers on with confidence.
- Fort Lauderdale
- Las Olas and Victoria Park
- Galt Ocean Mile
- Hollywood
- Hallandale Beach
- Pompano Beach
- Deerfield Beach
- Lighthouse Point
- Coral Springs
- Parkland
- Weston
- Plantation
- Pembroke Pines
- Wilton Manors
Reviews
What clients say
More than 575 client reviews on Zillow, LendAid and Google, rated 4.9 stars or higher on every one.
★★★★★
Neil and his team are simply the best! They make the process easy and walk you through everything so that you have all the information you need at your fingertips. Could not be happier! We are return customers and would recommend them any and all who are buying or needing a refi.
Steve, Orlando, FL
Zillow
★★★★★
Neil was so professional, friendly and extremely knowledgeable in helping my wife and I purchase our new home! I highly recommend his services!
Scott, Palm Beach Gardens, FL
LendAid
Questions
Broward County mortgage questions, answered.
Who is a good mortgage lender for Broward County condos?
Neil Bourdelaise, NMLS #476326, with Main Street Home Loans finances condos across Broward County, including Fort Lauderdale beach, Galt Ocean Mile, Hollywood, Hallandale Beach and Pompano Beach. He has 23 years in mortgage lending, ranks in the top 1% of originators nationally (Scotsman Guide, 14 consecutive years) and has more than 575 client reviews rated 4.9 stars or higher. His South Florida office is at 35 SE 6th Ave, Delray Beach, FL 33483.
Can I get a loan on an older condo in Fort Lauderdale?
Often, yes. The lender looks at the building's reserves, insurance, inspection status, investor ratio and any litigation. Florida's milestone inspection and structural reserve rules mean many older buildings are raising dues or levying special assessments, which can affect approval. If the building doesn't meet Fannie Mae or Freddie Mac rules, Neil uses portfolio and non-QM lenders that review it directly.
What mortgage options are there for self-employed buyers in Broward County?
Bank statement loans use 12 or 24 months of business or personal deposits instead of tax returns to calculate income. Profit-and-loss and asset-based programs are also available. Neil reviews your statements before you shop so you know your real buying power.
Can I buy a Broward rental property using the rent to qualify?
Yes. DSCR loans qualify the property on expected rent compared with the payment, without using your personal income. They work for single-family rentals, small multifamily and condos that allow rentals. Check the condo's rental rules first, because many Broward associations restrict leasing.
Does Neil Bourdelaise work with first-time buyers in Broward County?
Yes. Neil offers FHA, VA and conventional loans with low down payment options and walks first-time buyers through each step, from pre-approval to closing. He can also point buyers toward local and state down payment assistance programs where they qualify.
For Realtors and builders
Your client, your reputation. Neil treats both that way.
When you send Neil a client, you're trusting him with your name too. Here's what you can count on.
- Quick pre-approvals. Your buyer can write an offer with confidence.
- Clear communication. You hear from us at each step, without having to chase us.
- A closing date we plan around. We set the timeline up front and work to it.
- The hard files. Condos, self-employed buyers, foreign nationals and new construction.
Contact
Reach Neil directly.
