Mortgage lender · NMLS #476326
Neil Bourdelaise.23 years of closing the complicated ones.
“If another lender said no, call me. That’s most of my business.”
Licensed in 18 states. Top 1% of originators nationally, 14 years running.
I'm looking to
More than 575 client reviews on Zillow, LendAid and Google, rated 4.9 stars or higher on every one.

Where Neil lends
18 states, one team.
Wherever you're buying in these states, you work directly with Neil and his team.
Alabama, Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Illinois, Maryland, Missouri, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia.
Don't see your state? Neil is actively expanding. Reach out and he'll point you in the right direction.
Contact Neil- Alabama
- Arizona
- California
- Colorado
- Delaware
- District of Columbia
- Florida
- Georgia
- Illinois
- Maryland
- Missouri
- New Jersey
- North Carolina
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Virginia
Specialties
Start where your loan starts.
Two loans get their own websites, because they need more explaining than most.
Florida condos
Florida Condo Financing
For buyers of non-warrantable condos, condotels and buildings that standard loans can't finance, including buyers who live outside the U.S.
Explore Florida Condo LoansBuild from the ground up
Construction Loans
One loan, one closing. Build your primary home, second home or investment property, in every state where Neil is licensed.
Explore Construction LoansAlso
- Self-employed and bank statement loans
- Foreign national purchases
- New construction purchases
- DSCR investor loans
- Conventional
- FHA
- VA
- Jumbo

About Neil
Built in Maryland. Growing in Florida.
Neil started his career in Maryland and spent the next 23 years building a reputation on one thing: getting the hard files to the closing table. Self-employed income, unusual properties, tight deadlines. The loans that need someone to actually read the file.
Then he expanded into Florida, where condo buildings, new construction and buyers from overseas call for the same kind of attention. Today he leads The Bourdelaise Team from offices in Delray Beach, Florida and Severna Park, Maryland.
Neil now lends in 18 states and specializes in the files that need extra care: the ones that don't fit a standard checklist.
- Scotsman Guide Top Originators: top 1% nationally, 14 consecutive years
- Top Producer, Main Street Home Loans, 6 consecutive years
- National Mortgage News Top Mortgage Originators, 2019 to 2023
Reviews
What clients say
Neil and his team were absolutely superb. My other lending opportunity fell through and Neil and his team came through and saved the day in under two weeks time! I didn't think it was possible, but Neil and his team did it! Would absolutely work with them again and so should you!
Neil was so professional, friendly and extremely knowledgeable in helping my wife and I purchase our new home! I highly recommend his services!
I received excellent support from Neil Bourdelaise and his team. The process from start to finish was seamless with initial options clearly communicated. The document process to enable loan approval was clear and easy to upload files to. Communication overall was excellent. I would recommend Neil and his team at Main Street Loans unreservedly.
It was a pleasure working with Neil - he is friendly, super knowledgeable and has excellent follow through. Terrific customer service overall for my condo refinance. Would work with him again!
Neil and his team are simply the best! They make the process easy and walk you through everything so that you have all the information you need at your fingertips. Could not be happier! We are return customers and would recommend them any and all who are buying or needing a refi.
This team is on it! Quick, friendly, precise. Couldn’t have been a better experience.
Neil was effective and very helpful in getting us loans for homes on two different homes and times. He was easy to contact, and kept us up to date thru the whole process. Neil has easy to follow directions on his website on what to expect thru the process, which we found very helpful.
As a first time homebuyer, Neil and his team made the process less stressful. Im grateful for him guiding me through and answering all of my questions for a great first time experience!
Whole team was awesome to work with!
For realtors and builders
Your client, your reputation. Neil treats both that way.
When you send Neil a client, you're trusting him with your name too. Here's what you can count on.
- Quick pre-approvals. Your buyer can write an offer with confidence.
- Clear communication. You hear from us at each step, without having to chase us.
- A closing date we plan around. We set the timeline up front and work to it.
- The hard files. Condos, self-employed buyers, foreign nationals and new construction.
Join the team
Experienced loan officer? Let's talk.
Neil is growing The Bourdelaise Team. If you're an experienced loan officer who wants to work on complex files with people who back each other up, he'd like to hear from you.
Contact
Reach Neil directly.


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